Make Money Using Your Phone
Introduction
In 2025, making money using your phone is easier than ever. Whether you want fast payouts, passive income, or flexible side gigs, there’s an app for you.
From paid surveys and cashback apps to freelancing and selling photos, we’ve tested and ranked the best money-making apps that actually pay. No scams—just real ways to boost your income from anywhere.
Let’s dive in!
⚡ Quick Start: Best Apps for Fast Cash
If you want to earn immediately, try these:
- Swagbucks – Surveys, videos, shopping (Try Swagbucks)
- Fetch Rewards – Scan receipts for gift cards (Try Fetch)
- UserTesting – 10−10−60 per website test (Try UserTesting)
Now, let’s explore all 15 top money-making apps in detail.
📲 1. Swagbucks
Swagbucks is one of the best all-in-one earning apps. You can make money by:
✔ Taking surveys
✔ Watching videos
✔ Shopping online
✔ Playing games
Earn SB points, redeemable for PayPal cash or gift cards.
💰 Earnings Potential: 50−50−200/month (casual use)
Pro Tip: Complete the daily checklist for bonus SB points.
Related: Best Survey Site That Pays Instantly
💸 2. Survey Junkie
Learn more about Survey Junkie
If you prefer short, high-paying surveys, Survey Junkie is a top choice.
✔ Get paid for opinions
✔ Cash out at $5 via PayPal
✔ Surveys take 2-15 minutes
💰 Earnings Potential: 3−3−10 per survey
Pro Tip: Complete your profile fully to get more survey invites.
🛒 3. Rakuten
Rakuten (formerly Ebates) gives cashback at 3,500+ stores like Walmart, Amazon, and Target.
✔ Earn 1-40% back on purchases
✔ Get a $30 bonus for signing up
✔ Payouts every quarter
💰 Earnings Potential: $100+/year (just for shopping)
Pro Tip: Stack with coupons for extra savings.
🎮 4. Fiverr
Turn your skills into cash with Fiverr, the leading freelance marketplace. The mobile app lets you:
✔ Offer services (writing, design, voiceovers, etc.)
✔ Set your own prices (gigs start at $5)
✔ Communicate with clients on-the-go
💰 Earnings Potential: 100−100−5,000+/month (depends on skills)
Pro Tip: Create a specialized gig (e.g., “I’ll design Instagram stories for coaches”) to stand out.
💸 April Earning Spike
Tax prep gigs on Fiverr/Upwork see 90% more demand March-May. Earn $50-$150 helping with:
- 📌 1099 tracking (Excel/SmartSheet)
- 📌 Receipt digitizing (Fetch/Ibotta scans)
- 📌 Freelancer tax FAQs (Q&A sites pay $20+/answer)
📨 5. InboxDollars
This get-paid-to (GPT) platform rewards you for:
✔ Taking surveys
✔ Watching TV clips
✔ Playing mobile games
✔ Reading emails
💰 Earnings Potential: 25−25−100/month
Pro Tip: Their paid emails (5¢ each) are the easiest way to earn daily.
🛍️ 6. Ibotta
A must-have cashback app for groceries:
✔ Earn up to 30% back at Walmart, Kroger, etc.
✔ Works with online orders (Instacart, Amazon Fresh)
✔ $20 welcome bonus
💰 Earnings Potential: $200+/year (for normal shopping)
Pro Tip: Stack with coupon apps like Rakuten for maximum savings.
👨💻 7. Upwork
The premium freelance platform for professionals:
✔ Find remote jobs (coding, marketing, consulting)
✔ Higher pay rates than Fiverr
✔ Mobile app manages proposals
💰 Earnings Potential: 500−500−10,000+/month
Pro Tip: Specialize in AI-related services (prompt engineering, etc.) for 2025’s hottest jobs.
📸 8. Foap
Monetize your smartphone photography:
✔ Sell photos to brands
✔ Earn 5−5−50 per accepted image
✔ Complete “Missions” for bonus cash
💰 Earnings Potential: Passive income (scales with portfolio)
Pro Tip: Shoot authentic lifestyle photos (less competition than stock images).
📊 2025 Passive Income
Top earners combine Foap photo sales + Kindle eBooks for $1,200+/month with just 2 hours weekly maintenance.
🖥️ 9. UserTesting
Get paid 10−10−60 per test for:
✔ Trying new apps/websites
✔ Speaking your thoughts aloud
✔ 5-20 minute sessions
💰 Earnings Potential: 50−50−300/week
Pro Tip: Keep your profile updated to qualify for more tests.
Video Trend Alert
Brands are paying $50-$300 for 15-second app tests via UserTesting. TikTok-style review formats now dominate 62% of mobile research studies.
📚 10. Kindle Direct Publishing (KDP)
Publish eBooks 100% from your phone:
✔ No upfront costs
✔ Earn 70% royalties
✔ Use AI tools to write faster
💰 Earnings Potential: 100−100−10,000+/month (scalable)
Pro Tip: Low-content books (journals, planners) require minimal effort.
🏆 11. PrizeRebel
Another top GPT site with:
✔ 500+ daily surveys
✔ Game and app offers
✔ $5 PayPal minimum
💰 Earnings Potential: 1−1−10/hour
Pro Tip: Their Level Up program increases earnings by 20%.
🤖 12. Amazon MTurk
Amazon’s microtask platform offers:
✔ Data entry
✔ Transcription
✔ AI training tasks
💰 Earnings Potential: 3−3−15/hour
Pro Tip: Install MTurk Suite to find the best-paying HITs.
🧾 13. Fetch Rewards
The simplest receipt-scanning app:
✔ Works with any store
✔ 25,000+ redeemable rewards
✔ $2 sign-up bonus
💰 Earnings Potential: 50−50−200/year
Pro Tip: Scan every receipt (even $1 purchases count).
🎓 14. Prolific
Academic surveys with better pay:
✔ £5-£20/hour average
✔ Instant PayPal cashouts
✔ No screenouts
💰 Earnings Potential: 100−100−500/month
Pro Tip: Enable browser notifications for high-paying studies.
🛒 15. Shopkick
Earn just for walking into stores:
✔ Get “kicks” for scanning items
✔ Redeem for gift cards
✔ Works at Target, Walmart, etc.
💰 Earnings Potential: 5−5−50/month
Pro Tip: Visit multiple stores to maximize earnings.
🔍 FAQ: Making Money on Your Phone
❓ Do these apps really pay?
✅ Yes! All listed apps are tested and verified to pay users.
❓ Which app pays the most?
📌 UserTesting (10−10−60 per test) and Fiverr (unlimited freelancing earnings) are top earners.
❓ How can I cash out quickly?
💳 Fetch Rewards, Swagbucks, and Survey Junkie offer instant PayPal or gift cards.
💡 Final Tips to Maximize Earnings
✔ Combine multiple apps (e.g., surveys + cashback)
✔ Set daily goals (e.g., $5/day)
✔ Use notifications to grab high-paying tasks fast
📱 Conclusion
Your phone can be a powerful money-making tool in 2025. Whether you choose surveys, cashback, freelancing, or selling photos, there’s an app for every skill level.
Which app will you try first? Let us know in the comments!
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Copyright, 2025, YesFreeMoney.com, Author: Andrea Pinkston
