Free Cash Back Apps That Pay You to Shop
Introduction
Shopping is a necessity, but what if you could get paid for it? Cash back apps reward you for everyday purchases, helping you save money effortlessly. Whether you shop online or in-store, these apps put money back into your pocket. In this guide, we’ll explore the top 10 free cash back apps in 2025 that actually pay you.
Get Paid to Shop with Cash Back Apps
1. Rakuten (Formerly Ebates)
How it Works: Earn cash back for shopping at partnered retailers through the Rakuten app or browser extension.
- Sign-up Bonus: $10 when you make your first purchase.
- Payout Options: PayPal, check, or gift cards.
- Best For: Online shoppers looking for high cash back rates.
Website: Rakuten.com
2. Ibotta
How it Works: Upload receipts or link store accounts to earn cash back on groceries, retail, and travel.
- Sign-up Bonus: $5-$20 depending on promotions.
- Payout Options: PayPal, Venmo, or gift cards.
- Best For: Grocery shoppers who want to earn on everyday purchases.
Website: Ibotta.com
3. Fetch Rewards
How it Works: Scan grocery receipts to earn points redeemable for gift cards.
- Sign-up Bonus: 2,000+ points after first scan.
- Payout Options: Gift cards.
- Best For: Simple, no-hassle rewards on grocery shopping.
Website: FetchRewards.com
4. Dosh
How it Works: Link your debit/credit card and earn automatic cash back at participating stores and restaurants.
- Sign-up Bonus: $5 after linking a card.
- Payout Options: PayPal, bank transfer, or Venmo.
- Best For: Hands-free earning on everyday purchases.
Website: Dosh.cash
5. Honey (PayPal Rewards)
How it Works: Automatically applies coupons and rewards you with cash back for shopping at partner stores.
- Sign-up Bonus: Varies.
- Payout Options: PayPal or gift cards.
- Best For: Online shoppers looking for discounts and rewards.
Website: JoinHoney.com
6. Upside (Formerly GetUpside)
How it Works: Earn cash back on gas, groceries, and dining by scanning receipts.
- Sign-up Bonus: Up to 25¢ per gallon on first gas fill-up.
- Payout Options: PayPal, gift cards, or bank deposit.
- Best For: Drivers looking to save on fuel.
Website: Upside.com
7. Shopkick
How it Works: Earn “kicks” (points) by walking into stores, scanning barcodes, and making purchases.
- Sign-up Bonus: Bonus kicks after first qualifying action.
- Payout Options: Gift cards.
- Best For: Earning rewards without spending money.
Website: Shopkick.com
8. Receipt Hog
How it Works: Scan receipts to earn coins, which can be redeemed for cash or gift cards.
- Sign-up Bonus: Bonus coins after first receipt scan.
- Payout Options: PayPal, Amazon gift cards.
- Best For: Earning cash for any type of shopping.
Website: ReceiptHog.com
9. Fluz
How it Works: Buy gift cards for your favorite stores and earn instant cash back.
- Sign-up Bonus: Up to 35% cash back on first purchases.
- Payout Options: PayPal, bank transfer, or gift cards.
- Best For: Frequent shoppers who want upfront savings.
Website: Fluz.app
10. MyPoints
How it Works: Earn points for shopping, taking surveys, and watching videos.
- Sign-up Bonus: $10 gift card after first purchase.
- Payout Options: PayPal or gift cards.
- Best For: Multi-taskers who want more ways to earn rewards.
Website: MyPoints.com
Check out: 10 Free Digital Coupon Apps for Saving Money
Highest-Paying Cash Back Apps (2025 Edition)
If you’re looking for the biggest rewards, these apps offer the highest cash back rates, biggest bonuses, or fastest payouts:
✅ Rakuten – Best for online shopping with up to 40% cash back at select retailers.
✅ Ibotta – Best for groceries with cash back up to $20 per purchase at major stores.
✅ Fluz – Best for instant savings with up to 35% cash back on first purchases.
✅ Dosh – Best for automatic cash back, with high-paying restaurant and retail offers.
✅ Upside – Best for gas savings, offering up to 25¢ per gallon cash back.
Tips for Maximizing Cash Back
- Use multiple apps to stack rewards on the same purchases.
- Check for sign-up bonuses and referral programs for extra cash.
- Use browser extensions like Rakuten and Honey to automate savings.
- Set reminders to scan receipts before they expire.
- Use linked cards for automatic cash back without extra steps.
Free Cash Back FAQ
1. Are cash back apps safe to use?
Yes, reputable apps like Rakuten and Ibotta use encryption to protect your data. Always read privacy policies before signing up.
2. Do I have to spend money to earn cash back?
Not always. Some apps, like Shopkick, let you earn points just by walking into stores.
3. How long does it take to receive cash back?
It varies. Some apps process payouts instantly, while others may take a few weeks.
4. Can I use multiple cash back apps at once?
Yes! Many users stack rewards from different apps to maximize savings.
5. Do these apps work outside the U.S.?
Some apps have international availability, but most are U.S.-focused. Check app details before signing up.
Conclusion
Using free cash back apps is one of the easiest ways to earn free money while shopping. Whether you prefer automatic rewards or receipt-based earnings, these apps help you maximize savings. Try a few from this list and start earning today!
Want more free money tips? Check out more guides at YesFreeMoney.com!
