
A woman happy to save money on her gas bill!
Written by Andrea Pinkston
Gas prices may be unpredictable, but your savings don’t have to be! This guide covers ways to cut costs at the pump—from hidden loyalty programs to credit card hacks and even driving techniques that improve fuel efficiency.
Let’s dive into 20+ proven strategies to keep more money in your wallet.
📊 Fun Fact:
“Did you know that aggressive driving—such as rapid acceleration and hard braking—can lower your gas mileage by up to 30% on the highway? Smooth driving = smoother savings!”
💰 1. Supermarket & Retail Fuel Rewards (Earn Discounts While Grocery Shopping)
Many grocery stores offer fuel points that translate to 0.10–0.10–1.00 off per gallon. Maximize these programs:
✔ Kroger Family Stores (Kroger, Harris Teeter, Fred Meyer, Ralphs) – **100 points = 0.10off/gal∗∗(upto0.10off/gal∗∗(upto1.00 off).
🔗 Kroger Fuel Rewards
✔ Safeway/Albertsons – Earn points for Chevron/Texaco discounts.
🔗 Safeway.com/justforu
✔ Stop & Shop/Giant – GO Rewards can save up to $1.00/gal.
🔗 Stop & Shop Gas Rewards
✔ Walmart+ Members – 10¢ off per gallon at 13,000+ Walmart, Murphy USA, & Sam’s Club stations.
🔗 Walmart+ Benefits
🔥 Pro Tip: Buy gift cards during bonus point promotions—they count toward fuel savings!

⛽ 2. Warehouse Club Gas (Save 0.20–0.20–0.30/Gal)
Membership-based gas stations often have the lowest prices in town:
✔ Costco – Typically 0.20–0.20–0.30 cheaper than competitors (membership required).
🔗 Costco Gas Locations
✔ Sam’s Club – Plus extra 5¢/gal discount with Sam’s Club Mastercard.
🔗 Sam’s Club Fuel Savings
✔ BJ’s Wholesale – 5¢–10¢/gal discount for members.
🔗 BJ’s Gas Program
🔥 Pro Tip: If you don’t have a membership, split one with a friend—the gas savings alone can pay for it!
🏪 3. Gas Station Loyalty Programs (Free Cents-Off-Per-Gallon)
Sign up for free rewards programs at major chains:
✔ Exxon Mobil Rewards+ – 3¢–6¢ off/gal + redeem points for discounts.
🔗 Exxon Mobil Rewards
✔ Shell Fuel Rewards – Save 5¢–30¢/gal (Gold Status = bigger discounts).
🔗 Shell Fuel Rewards
✔ BPme Rewards – 5¢ off/gal + app-exclusive deals.
🔗 BPme Rewards
🔥 Pro Tip: Stack with a gas rewards credit card (e.g., Costco Visa = 4% back).
📱 4. Phone & Subscription Perks (T-Mobile, Amazon Prime, More)
Your existing subscriptions could unlock hidden gas discounts:
✔ T-Mobile Tuesdays – Weekly Shell discounts (10¢–25¢ off/gal).
🔗 T-Mobile Tuesdays
✔ Amazon Prime – Earn cash back at Exxon & Mobil via Prime Rewards.
🔗 Amazon Prime Benefits
✔ Upside App – Get cash back at BP, Shell, Circle K, & more.
🔗 Upside App
🛒 5. Convenience Store Rewards (Free Food + Gas Discounts)
Stores like Sheetz, Speedway, & 7-Eleven offer fuel perks with purchases:
✔ Sheetz Rewards – 3¢–5¢ off/gal + free food/drinks.
🔗 Sheetz Rewards
✔ Speedway Speedy Rewards – Earn points for free gas & snacks.
🔗 Speedway Rewards
✔ 7-Eleven App – 11¢ off/gal on first fill-up + weekly deals.
🔗 7-Eleven App
📲 6. Gas Price Comparison Apps (Find the Cheapest Nearby)
Before filling up, check these apps:
✔ GasBuddy – Crowdsourced prices + free GasBack card for extra savings.
🔗 GasBuddy
✔ Waze – Real-time gas prices along your route.
🔗 Waze Gas Prices
✔ AAA TripTik – Discounted stations for AAA members.
🔗 AAA Gas Prices
✔ Upside
- Average 18¢/gallon cash back (up from 15¢)
- Price prediction algorithm with 92% accuracy
- Double points at participating convenience stores
Real User Example:
“Combining Upside with my warehouse club saves me $12-15 per fill-up” – Lisa R.
Use code GAS25 for extra bonus
🔗 Upside App Download
💳 7. Best Credit Cards for Gas Savings (5% Cash Back)
Maximize savings with gas rewards credit cards:
✔ Citi Custom Cash® – 5% cash back on gas (up to 500/month).
✔ CostcoAnywhereVisa®
✔ Bank of America® Customized Cash Rewards – 3% back (up to 5.25% for Platinum Honors).
🔥 Pro Tip: Use these on top of loyalty programs for double discounts!
🚗 8. Driving Hacks to Improve Fuel Efficiency
Save gas without changing where you fill up:
✔ Drive at steady speeds – Aggressive braking/accelerating wastes fuel.
✔ Use cruise control – Maintains optimal fuel efficiency on highways.
✔ Lighten your load – Extra weight = worse MPG.
✔ Check tire pressure – Underinflated tires reduce efficiency by 3%.
💡 Final Pro Tips
- Buy gas gift cards at discount sites (Save 5-15%)
- Time your fill-ups (Prices often rise before weekends)
- Combine strategies for the biggest savings (Example: Use Costco gas + Citi card)
“I saved $87/month using these tricks!” – Mark T., verified reader
🎯 Final Thoughts: Stack These Strategies!
The biggest savings come from combining multiple tactics:
- Fill up at Costco/Sam’s Club (0.20–0.20–0.30/gal saved)
- Use Shell Fuel Rewards + T-Mobile discount (extra 25¢ off)
- Pay with a 5% cash-back credit card
- Check GasBuddy for the lowest nearby price
🔥 Pro Tip
Use gas rewards apps like Upside to earn cash back every time you fill up — some users save $200 or more per year without changing their routine!
🔗 Want more cashback tips? Check out our full list of Top 10 Free Cash Back Apps That Pay You to Shop (2025 Edition) and start stacking your savings.
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Copyright, 2025, YesFreeMoney.com, Author: Andrea Pinkston