20 Easy & Legit Ways to Claim Free Money Online
Introduction
In today’s digital age, claiming free money online has never been easier. From cashback apps to unclaimed money websites, there are numerous ways you can claim money without spending a dime. However, it’s important to stay vigilant and avoid scams, as not all methods are trustworthy. This guide covers 20 legit ways to claim free money online today, and we’ll include links, pro tips, and frequently asked questions to help you make the most of your money-making opportunities.
Claim Free Money Online Today – 20 Easy & Legit Ways That Pay
1. Claim Unclaimed Money from State Treasuries
- National Association of Unclaimed Property Administrators (NAUPA) – Provides access to state websites where you can search for unclaimed property.
- MissingMoney.com – A national database that allows you to search for unclaimed money across multiple states.
- Pro Tip: Each state has its own process for unclaimed money, so be sure to check the relevant state’s website for the latest information.
2. Reclaim Money from Old Bank Accounts
- Your Bank’s Website – Check with your bank if you have any unclaimed funds in old accounts.
- Bank of America – Bank of America offers a way to search for unclaimed funds if you think you might have left money behind.
- Pro Tip: Contact your bank directly or use their online search tool to find out if you have any unclaimed balances. Keep all your old bank statements for easier reference.
3. Get Mortgage or Insurance Refunds
- HUD.gov – If you’ve ever had a government-backed mortgage, you might be entitled to refunds. The Department of Housing and Urban Development (HUD) offers ways to check and claim any refunds.
- Insurance Refunds – Contact your insurance company or check their website for any unclaimed policy refunds you might be owed.
- Pro Tip: Mortgage companies and insurance agencies may owe you money from refunds or overpayments. Don’t forget to call or check online for these funds.
4. Claim Free Gift Cards and Coupons
- Swagbucks – Earn gift cards for doing simple online tasks like shopping, taking surveys, and watching videos. It’s a great way to get free gift cards to popular retailers.
- InboxDollars – Get rewarded for completing tasks such as watching videos, playing games, and taking surveys. You can redeem your earnings for gift cards or cash.
- Pro Tip: Use Swagbucks and InboxDollars together to maximize your gift card rewards.
5. Sign Up for Cashback Rewards
- Rakuten – Get cashback when you shop at popular stores. Rakuten offers cashback on purchases from hundreds of retailers, and you can receive your earnings as a check or PayPal deposit.
- TopCashback – Another great platform that helps you earn cashback on everyday purchases. It’s free to sign up and you can start earning cashback from a variety of online retailers.
- Pro Tip: Combine cashback platforms to ensure you never miss out on a deal. Many stores offer different cashback percentages across platforms.
6. Use Free Apps for Rewards
- Fetch Rewards – Scan your grocery receipts and earn points toward free gift cards. Fetch Rewards gives you points for purchasing certain items, which can then be redeemed for gift cards.
- Ibotta – Another app where you can earn cash back on groceries, online purchases, and even in-store items. It’s available both as a mobile app and a website.
- Pro Tip: Stack offers by using multiple apps for the same purchase. You can often claim cashback on the same receipt from different platforms.
7. Find Money in Your Old Tax Returns
- IRS.gov – If you’re due a refund or haven’t filed your tax returns in years, the IRS website can help you find and claim your tax refunds.
- Pro Tip: Make sure to file your taxes regularly to avoid missing out on refunds. The IRS offers tools like the “Where’s My Refund” tracker to check the status of your returns.
8. Apply for State and Federal Benefits
- Benefits.gov – This website offers a comprehensive guide to government programs that could provide you with free money. From healthcare to unemployment, the site has listings for assistance programs across all levels of government.
- Pro Tip: Many government programs have deadlines. Make sure to check and apply as soon as possible to ensure you don’t miss out on funding opportunities.
9. Check for Missing Money from Old Utility Accounts
- Utility Company Websites – If you’ve ever overpaid on utilities, they might have money waiting for you. Many utility companies hold onto unclaimed refunds until customers contact them.
- Pro Tip: Contact all utility companies you’ve worked with in the past. Even small refunds can add up over time!
10. Get Paid for Recycling
- Earth 911 – Find recycling programs that reward you for turning in recyclables. Certain programs offer cash back for returning used electronics, bottles, cans, and more.
- Recycling Rewards – Some local recycling centers offer rewards for turning in items such as scrap metal and e-waste.
- Pro Tip: Look for specialized recycling programs for electronics and metals. You can sometimes get paid significantly for items like old phones and computers.
11. Find Unclaimed Tax Refunds
- IRS.gov – If you missed a tax refund in previous years, the IRS might be holding onto it. The IRS offers a service where you can check and claim refunds for past returns.
- Pro Tip: If you haven’t filed taxes in years, it’s never too late to claim your refund. Even if you didn’t owe taxes in the past, you might still be due for a refund.
12. Earn Free Money for Watching Videos
- Swagbucks – Earn points for watching videos, and redeem them for free money or gift cards. Swagbucks allows you to watch content on various topics to earn rewards.
- InboxDollars – Another platform that rewards you for watching short videos and completing tasks. Watch and earn cash, and then get paid via PayPal or check.
- Pro Tip: Make the most of your time by watching videos while doing other tasks. Set aside time each day to watch videos and earn rewards.
13. Sell Unused Gift Cards
- Gift Card Granny – Sell unused gift cards for cash or swap them for a different card. Gift Card Granny gives you the option to sell your gift cards at a discount.
- CardCash – Another popular platform where you can sell gift cards. They offer competitive rates and a straightforward selling process.
- Pro Tip: If you have unused gift cards from stores you don’t shop at, turn them into cash or use them for gift cards to retailers you prefer.
14. Sign Up for Referral Bonuses
- Acorns – Earn bonuses when you refer others to join the Acorns investing platform. Acorns also has a referral program that lets you earn money by referring friends. Acorns
- Chase Freedom Unlimited – Sign up for a new credit card and earn a sign-up bonus. Many credit card companies offer large referral bonuses for new sign-ups. Chase Freedom Unlimited
- Pro Tip: Always read the fine print when signing up for bonuses. Make sure you meet all the requirements to receive the referral bonuses.
15. Sign Up for Sweepstakes & Contests
- PrizeGrab – Enter sweepstakes and win cash prizes. PrizeGrab offers a variety of sweepstakes, including chances to win cash and gift cards.
- Publishers Clearing House – Enter to win large cash prizes. Publishers Clearing House is known for its big prize giveaways, and you can enter for free.
- Pro Tip: Be cautious and avoid sweepstakes with fees. Many legit contests don’t require you to pay to enter.
16. Get Paid for Your Opinions
- MyPoints – Earn points for taking surveys, shopping, and more. MyPoints offers rewards for various activities, including surveys and online shopping, which can be redeemed for cash or gift cards.
- Survey Junkie – Get paid for providing feedback on products and services. Survey Junkie is a popular platform where you can complete surveys and earn points that can be cashed out.
- Pro Tip: Complete surveys regularly for steady income. The more surveys you take, the more you can earn, and consistent participation helps you qualify for higher-paying opportunities.
17. Participate in Focus Groups
- FocusGroup.com – Earn money for participating in focus groups. Focus groups allow companies to gather opinions from consumers, and you can get paid for sharing your thoughts.
- FindFocusGroups – A website to find paid focus group opportunities. Sign up for FindFocusGroups to get alerts on paid focus group studies happening near you or online.
- Pro Tip: Be honest in focus groups to increase your chances of getting invited to more. Offering genuine feedback helps build rapport with companies, leading to future opportunities.
18. Download Money-Making Apps
- Foap – Sell your photos and earn cash. Foap allows users to upload and sell photos, and you receive a percentage of the sale price whenever someone buys your images.
- Sweatcoin – Earn cryptocurrency for walking. Sweatcoin rewards you for getting active and walking, which can later be exchanged for cash or goods.
- Pro Tip: Make your phone work for you by installing multiple apps that offer passive rewards. Apps like Foap and Sweatcoin are easy to use and help you accumulate earnings with minimal effort.
19. Claim Tax Refunds
- IRS.gov – Check your tax return status and claim your refund. If you filed your taxes and are due for a refund, you can track and claim it directly through the IRS website.
- State Tax Websites – Each state has its own system for issuing refunds. Visit your state’s tax department website to ensure you don’t miss any state-related tax refunds.
- Pro Tip: File your taxes early to avoid delays in receiving your refund. Being proactive ensures that you get your refund faster.
- IRS.gov
- State Tax Websites (find your state’s tax department)
20. Use Free Financial Tools
- Mint – Track your finances and find hidden money. Mint allows you to monitor your spending, create budgets, and see if there are any areas where you can save money.
- Personal Capital – Manage your investments and savings. Personal Capital offers free tools to help you track your financial health, including retirement planning and budgeting.
- Pro Tip: Use these tools regularly to keep track of your spending and spot opportunities to save. Staying on top of your finances can help you uncover hidden sources of free money.
You may also like: 20 Legit Ways to Get Free Money in 2025
More Pro Tips to Maximize Your Earnings:
- Always research platforms before signing up to avoid scams.
- Set reminders for any time-sensitive offers, like free trials or cashback rewards.
- Combine multiple methods (e.g., cashback apps and bank account refunds) for maximum results.
- Keep your contact details updated to ensure you never miss out on any opportunities.
Claim Free Money FAQ:
Q: How do I know if a free money offer is legitimate? A: Always research the platform and read user reviews. If something seems too good to be true, it probably is. Stick with well-known platforms and government-backed websites.
Q: Can I really make significant money using these methods? A: While you may not get rich overnight, combining multiple methods can add up over time. Many people earn hundreds of dollars annually from cashback, surveys, and unclaimed money opportunities.
Q: Is there any cost involved in claiming free money? A: Legitimate platforms never charge you to claim free money. Be wary of sites that require upfront payments or personal information beyond what’s necessary.
Claim Free Money Advice:
- Stay organized and track your free money claims. Use a spreadsheet to keep track of applications, payouts, and pending claims.
- Don’t forget to read the fine print when signing up for anything related to free money, especially free trials and cashback offers.
Final Thoughts:
Claiming free money online is an opportunity many people overlook. Whether it’s through cashback, surveys, or unclaimed money websites, there’s a wide range of legitimate ways to find money that’s just waiting to be claimed. With patience and the right approach, you can start earning today. So don’t hesitate—take advantage of these opportunities, and you might just find some extra cash!
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